![]() According to the Centers for Disease Control and Prevention, the percentage of American adults who smoke cigarettes is now below 12%-join the club! 5. No, it’s certainly not easy to quit, but if you smoke a pack and a half every day, that could amount to thousands of dollars a year that you can realize in savings if you quit. Whether it’s $50 every two weeks or $500, don’t cheat yourself out of a healthy long-term savings plan. Set up an auto transfer from your checking account to your savings account each payday. Use Regions’ savings calculators to meet your goal! 3. Want to buy a house in three years with a 20% down payment? Now you have a target and know what you will need to save each month to achieve your goal. If you need motivation, set saving targets along with a timeline to make it easier to save. One of the best ways to save money is by visualizing what you are saving for. A personal line of credit is just one option for consolidating debt so you can better pay it off. Once you’re free from paying interest on your debt, that money can easily be put into savings. Not convinced? Add up how much you spend servicing your debt each month, and you’ll quickly see. If you’re trying to save money through budgeting but still carrying a large debt burden, start with your debt. Use these simple money-saving tips to generate ideas about the best ways to save money in your day-to-day life. “That’s why it’s important to think about realistic ways to save, break it down into smaller actionable steps, and make it a part of your ongoing budgeting and spending plans.” “Many people have sizeable goals for building up their savings, but unrealistic goals are nearly impossible to put into practice,” says Joye Hehn, Next Step Financial Education Manager at Regions Bank. But, as everyone knows, it can often be difficult to do so. To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review the Bank of America Online Privacy Notice and our Online Privacy FAQs.From paying down debts to making easy lifestyle changes, these simple tips can help you meet your savings goals. ![]() These ads are based on your specific account relationships with us. ![]() ![]() In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements.Īlso, if you opt out of online behavioral advertising, you may still see ads when you sign in to your account, for example through Online Banking or MyMerrill. ![]() If you opt out, though, you may still receive generic advertising. If you prefer that we do not use this information, you may opt out of online behavioral advertising. This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have. Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. Relationship-based ads and online behavioral advertising help us do that. We strive to provide you with information about products and services you might find interesting and useful. ![]()
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